Instant Payday Loans

accessible 24 hours a day!

How much do you need?
For how long?

With Instant Payday Loans, accessing cash is always easy.

Arrange your next payday loan with us today, in just 10-minutes.

We can arrange loans with a variety of flexible repayment options ranging from £100 to £1000, and instantly available as a direct transfer after filling out your 60 second payday loan application.

So whatever type of credit history you have, perfect, poor or no credit history at all, Instant Payday Loans welcomes you. Apply today!

Get your loan fast
No application fee
24/7 online availability

1269.7% APR Representative: Borrow £200 for 30 days you would repay a single payment of £248.00. Interest is 292% per annum (fixed). Your APR rate will be based on your circumstances.


Allow us to match you with a lender that will provide you the required loan today. Click the APPLY NOW button to start!

Who are Instant Payday Loans?

Instant Payday Loans is a service provider, assisting you to find an appropriate lender for your payday loan. Instant Payday Loans is NOT a lender, however we work with a panel of pre-selected UK lenders to help you get a loan immediately. Our service is 100% FREE of charge to you and matches your application with all the specifics to the most appropriate lender that can assist you. We do receive a commission from the lender we refer you to.

The Process

1. Online Application

To apply for a short-term loan, complete our secure and easy to use fast tracked online application form. Please check all details are correct prior to submission to minimise delays and maximise your valuable time.

Online Application for Instant Payday Loans
Lender Selection for Instant Payday Loans

2. Lender Selection & Approval

Our panel of lenders are carefully selected and are mainly based in the UK. Upon receipt of your application we’ll get to work and locate the best lender for your circumstances, with the best available rates. To be considered for a short-term loan you’ll need to be at least 18 years of age, a UK resident, employed with a salary and a bank account that takes receives deposits.

3. Transfer of Funds

We work with many lenders who work outside of standard banking hours. Providing your online application is accurate and subsequently approved payment can be arranged and made over the weekend, direct to your bank account.

Transfer of Instand Payday Loan funds


Allow us to match you with a lender that will provide you the required loan today. Click the APPLY NOW button to start!

How can an Instant Payday Loan help?

The right loan at the right rates can help in many ways and in many different situations:

Debt consolidation
Unforeseen expenses

Important information

Collection practices

Should you accept and/or secure a short-term loan, it is your responsibility for the repayment of the agreed loan. You must get in touch directly with the loan provider if you are unable to or feel that the agreed repayments will be too difficult to honour. This must be done at the earliest possible opportunity.

You may be offered a reschedule payment options, or a loan restructure by the lender to assist you in avoiding recovery action. Please note that altering or adjusting the repayment structure of your loan may result in increased charges or interest.

Questions on loan should be directed to the lender. If you default on any part of your agreed repayment schedule, the lender reserves the right to pass your details to third-party debt collection and recovery agencies.

Whilst lending policies will vary from lender to lender, they typically reserve the right to utilise Continuous Payment Authority. This means they are authorised to collect payments directly from your account or card up to ninety (90) days past date payment was expected.

You are advised to read all the terms and conditions and policies on repayment before confirmation of your loan; rules or regulations associated with the loan agreement may vary according to your lender.

Consequences of Non or Late Payment

Should or when you accept your loan it is important to understand that it creates a legally binding agreement between both parties. If you do not follow the agreed repayment plan additional collection fees and interest may be levied, in addition to the existing interest on outstanding balances. You will also be legally liable to repay your lender any loan recovery expenses or costs that they incur.

Lenders may also report non or late payments to credit reference agencies. This can negatively affect your credit score, which can impact your ability to obtain and secure future financial services.

Do NOT accept a loan agreement if you will have difficulty paying it back.

No obligation application

We’ve worked hard to ensure our application process is simple, straightforward and hassle free, so you can promptly obtain your loan.

Completing an application does not automatically qualify you for a loan. All applications are reviewed by our carefully selected panel of lenders that are best suited to your circumstances and are approved or rejected based upon the information provided during the online application process. It is important that you answer all questions accurately and honestly.

The best options to your circumstances and needs are presented to you as quickly as possible after successfully completing your application. At this point you are still under no obligation to proceed with any loan agreement.

Should you meet the eligibility criteria and to decide to proceed, your loan should be approved in a matter of minutes. If you accept a loan, confirm and sign that you are happy with the terms and conditions funds will be deposited directly to your bank account.

Apply Now